Benefit Specialists Inc.

Specialists in Providing Affordable Solutions for Present and Future Needs

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We have a variety of products to fit your needs:

 
Small to Medium Size Businesses
    • Group Health Insurance
    • Life Insurance
    • List Bill Accounts
    • Voluntary Benefits
    • Legal Insurance
    • Association Benefits
 
Individuals and Families
    • Major Medical
    • Supplemental Health
    • Life Insurance (Term, Universal, Whole Life)
    • Annuities
    • Long Term Care
    • Final Expenses
    • Legal Insurance
    • Association Benefits
    • Wealth Management & Wealth Preservation
 
Individuals that had been previously declined for coverage
    • Guaranteed Issue Health
    • Life Insurance
    • Legal Insurance
    • Association Benefits
 
 
 
Seniors and Individuals on Disability receiving Medicare Benefits
    • Medicare Advantage 
    • Medicare Supplements
    • Long Term Care
    • Annuities
    • Final Expenses
    • Legal Insurance
    • Association Benefits
    • Wealth Management & Wealth Preservation
Property & Casualty Insurance
  • Auto & Other Vehicle Insurance
  • Aviation
  • Boats, Yachts, and Marinas
  • Builders Risk
  • Business interruption
  • Commercial Auto
  • Commercial Liability
  • Condo Insurance
  • Cyber liability
  • Directors & Officers insurance
  • Employee Dishonesty
  • Employer Practices Liability
  • Empty land protection
  • Events protection
  • Flood insurance
  • General Liability: Office and “Out in the Field”
  • Homeowners Insurance
  • Hurricane Insurance
  • Jewelry, Collectibles, Fine Art
  • Liability Insurance
  • Machinery and Mechanical Breakdown
  • Professional Liability: Medical & Legal Malpractice, Real Estate Errors and Omissions, Insurance E & O
  • Property: Commercial Buildings and Contents
  • Shipping Marine and Inland Marine (Over Land)
  • Surety Bonds
  • Workers' Compensation